It is most important to earn the people  to your side to share your happiness and suffering than earning and saving the property for your offspring.

however much you are  intelligent and alert you cannot  escape from the cunning and selfish persons.They will give indirect pressure to get their things done.They will not ask you to do the things but create a situation to offer to do the work voluntarily.By becoming financially strong and getting the grace of GOD you can some what face and avoid this kind of situation.